When choosing your debt settlement lawyer, you need to make sure that they are professional. Many lawyers are just looking for their own gain rather than their costumer gain, so make sure that the lawyer you choose is client oriented.
A common mistakes lawyer do is sending the processing documents for the settlement too late. This will confuse your creditor and they will think that you stopped paying. It is definitely not a good strategy if you want to obtain a good reduction to be sued by the creditor because you didn’t make your payments for several months.
Another common mistake would be to ask for their fee at the beginning of the settlement program, and most do that. This is not a good strategy because the client will not have money to start paying the amount he negotiated and it will give them a bad start. The lawyer should let the client at least pay the first installments and then ask for their fee; this way the consumer will have some time to make the money and the creditor will see that the client is reliable.
Bad negotiations might happen so we should take this into consideration too. If you don’t choose a professional lawyer to deal with your case you might find yourself in an even greater amount of debt and the reduction they make doesn’t cover for their fee. This can happen and if it does your debt settlement process will mean nothing. Making sure that you managed to get a professional lawyer is the key to the whole debt settlement process.
So, as you can see there are mistakes your lawyer can do that will definitely harm you. Although most of them are highly improbable, you need to make sure that you avoid them anyway. A good method to keep away from them is to discuss with your lawyer before everything starts and make a plan for the debt settlement. Also you should put it on paper and both of you sign it. If something goes wrong and the lawyer doesn’t respect the plan you can sue them because you have the paper that states what the plan was and him agreeing with it.