In this era of economic pressure, when many people are suffering from the burden of unpaid debts, debt settlement is considered as the most reliable and authentic way to provide help to such people. Debt settlement is the legal way for dealing with the problems of unsecured credit card debts. By opting for this method, one is able to come out from the pool of debt in a very short span of time. The process of debt negotiation can be done in two ways; a person can either manage it by himself or can hire the services of debt relief lawyers. Debt settlement lawyers/attorneys are working with professional debt settlement companies. These lawyers are skilled and professionals and they will help the person in beneficial manner throughout the whole process. Special training is given to these lawyers for dealing with the lenders. That is why; they are able to convince the lenders easily for the terms and conditions of the negotiation deals. Apart from dealing with the lenders, these lawyers also handle all the paper work and legal documentations which are required in the settlement deal. A person is able to get remarkable reduction in the outstanding amount by the help of debt negotiation lawyers only. Even the banks and the financial institutions prefer to make settlement deal with the professional debt settlement lawyers.